Personal finance planner

A starting point for your allocation

Answer a few questions, then drag the sliders on the side panel — your suggested allocation, example funds, and metrics update instantly as you move them. Built from transparent rules, not a black box.

1
Basic Info
2
Income & Expenses
3
Build Your Plan

A little about you

Female
Male
Other
Prefer not to say
This stays in your browser for this session only — see the note about future account storage further along.

Your income & expenses

Use your local currency consistently across all fields.

Where do your current savings & investments sit?

Rough numbers are fine — this helps us check your emergency fund cover and how spread out you already are. Leave any box at 0 if it doesn't apply.

Total currently invested: ₹0

Your suggested allocation

Monthly Surplus
Suggested Monthly Investment
Emergency Fund Target (6 mo.)
/100
Portfolio Score
Educational guidance only — not financial advice. This allocation is generated by a simple rule-based model (age-based equity/debt splits adjusted by your stated preferences). The example funds, expense ratios, alpha, beta and returns shown are illustrative figures for education purposes only — not live market data — and are not a recommendation to buy any specific product. Always verify current figures on the fund's official factsheet and consult a licensed financial advisor before investing.
About your data: Your plan is processed in your browser. Click "Save My Plan" below to securely log your details and allocation to our records — this helps us improve the tool and lets you request a follow-up from the team.
Put your plan into action

Recommended financial products

Once you have your allocation plan, here are the accounts and products you'll likely need. All are SEBI/IRDAI regulated.

🏦 Open a Demat Account (for Stocks, ETFs, Bonds)

💳 Credit Cards & Insurance

↑ Some links above are affiliate links — we may earn a referral fee at no extra cost to you. Advertise with us · All products are regulated by SEBI / IRDAI / RBI.