AF Applica Finance
Plan My Investments
Financial Calculators

8 Calculators, Zero Guesswork

From FIRE to HRA — all the numbers you need to make smarter money decisions, right in your browser. No data sent anywhere.

🔥 FIRE Calculator

Find your Financial Independence number and years to reach it.

Your current monthly living expenses
4% is the classic rule — your corpus should last 30+ years

Your FIRE Numbers

Enter your details and click Calculate

🎯 Goal-Based Planner

How much do you need to invest monthly to reach your goal?

Amount already invested for this goal

Your Goal Plan

Enter your goal details and click Calculate

📊 Capital Gains Tax Calculator

Estimate your tax liability on equity and debt investment gains (India FY2024-25).

Equity LTCG exempt up to ₹1,25,000 per year (Budget 2024)

Tax Breakdown

Enter transaction details and click Calculate

⚖️ PPF vs ELSS vs NPS

Compare the same annual investment across India's top Section 80C + pension options.

Max 80C deduction is ₹1,50,000

Comparison Results

Enter details and click Compare

📈 Step-Up SIP Calculator

See how increasing your SIP each year dramatically boosts your final corpus.

Increase SIP by this % every year. Even 10% makes a huge difference.

Step-Up SIP Results

Enter details and click Calculate

🏠 Rent vs Buy Calculator

Is it better to rent and invest, or buy your home? Compare total cost over time.

Rent vs Buy Analysis

Enter details and click Compare

🧾 HRA Exemption Calculator

Calculate your tax-exempt House Rent Allowance under the old tax regime.

HRA Exemption Breakdown

Enter salary details and click Calculate

💰 Income Tax — Old vs New Regime

Compare your tax under both regimes for FY 2024-25 and find which saves you more.

Max ₹1,50,000 (ELSS, PPF, LIC, EPF, etc.)
Self + family (max ₹25,000); parents add ₹25,000–₹50,000 more
Max ₹2,00,000 for self-occupied property

Old vs New Regime

Enter income details and click Compare

All calculations are illustrative and for educational purposes only. Tax laws change — verify current rates with a Chartered Accountant or official Income Tax website before making decisions. Returns on investments are assumed; actual returns will vary.