11. Real Estate, REITs & InvITs

US REIT

Global REITs

Publicly traded US real estate investment trust across various property types.

Risk Level
Medium ★★★☆☆
Liquidity
🟢 High
Min Investment
₹10,000–₹15,000
Ticket Size
₹10–₹400 (listed REIT unit)
Ideal Horizon
3–5 years
Region
US

📈 Historical Returns (Indicative)

1 Year
8–18%
3 Years
9–14%
5 Years
9–13%
10 Years
9–12%
20 Years
9–11%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — US REIT

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ High liquidity — can exit anytime during market hours
  • ✅ Regular rental income distributions
  • ✅ Real estate exposure without direct ownership

Disadvantages

  • ❌ Complex tax treatment
  • ❌ Sensitive to interest rate changes

🚀 How to Invest in US REIT

  1. Buy via Demat account on NSE (Embassy REIT, Mindspace REIT, etc.)
  2. Check current unit price, distribution yield, and NAV
  3. Available on all major stock brokers
  4. Minimum 1 unit — typically ₹200–₹400 per unit

💰 Tax Treatment (India)

Dividend component taxable at slab, interest component taxable, capital gains: LTCG 12.5% / STCG 20%
Tax pass-through structure; distributions are mix of dividend, interest, return of capital
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
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