6. Mutual Funds - Solution-Oriented & Others

US Money Market Mutual Fund

US Mutual Fund Types

Fund investing in short-term, high-quality debt instruments for capital preservation.

Risk Level
Low ★★☆☆☆
Liquidity
🟢 High
Min Investment
₹1,000
Ticket Size
₹1,000 minimum
Ideal Horizon
1–3 years
Region
US

📈 Historical Returns (Indicative)

1 Year
5–8%
3 Years
6–8%
5 Years
6–8%
10 Years
6–8%
20 Years
6–8%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — US Money Market Mutual Fund

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ Low risk — capital largely protected
  • ✅ High liquidity — can exit anytime during market hours
  • ✅ Professional fund management
  • ✅ Diversification across securities

Disadvantages

  • ❌ Expense ratio reduces returns
  • ❌ No guaranteed returns

🚀 How to Invest in US Money Market Mutual Fund

  1. Invest directly via AMC website or app (0% commission)
  2. Or use MFU, MyCams, Kuvera, Coin by Zerodha
  3. Complete one-time KYC (OTP-based Aadhaar KYC available)
  4. Set up SIP for disciplined monthly investing

💰 Tax Treatment (India)

Gains taxed as per applicable income tax slab or capital gains rules
Consult a tax advisor for your specific situation
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
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