What are the historical returns of UAE Savings Scheme (DEWS)?

1-year returns: 8–12%, 3-year: 9–12%, 5-year: 9–12%. Past performance is not a guarantee of future results.

What is the minimum investment for UAE Savings Scheme (DEWS)?

Minimum ticket size: ₹500/month. ₹500/month minimum.

48. Global Retirement Schemes (Additional)

UAE Savings Scheme (DEWS)

UAE

End-of-service savings scheme for private-sector employees in the UAE.

Risk Level

Medium ★★★☆☆

Liquidity

🔴 Low

Min Investment

₹500/month

Ticket Size

₹500/month minimum

Ideal Horizon

Till retirement

Region

Global

📈 Historical Returns (Indicative)

1 Year

8–12%

3 Years

9–12%

5 Years

9–12%

10 Years

9–12%

20 Years

9–11%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — UAE Savings Scheme (DEWS)

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

✅ Adds diversification to portfolio
✅ Suitable for specific investor goals

Disadvantages

❌ Low liquidity — funds may be locked in for years

🚀 How to Invest in UAE Savings Scheme (DEWS)

Research and compare options on Applica Finance
Open appropriate account (Demat, bank, or platform account)
Complete KYC with PAN and Aadhaar
Start with minimum investment; scale up gradually

💰 Tax Treatment (India)

Gains taxed as per applicable income tax slab or capital gains rules
Consult a tax advisor for your specific situation

Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.

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