1. Equity & Stocks

Pre-IPO / Unlisted Shares

New Listings

Shares of private companies bought before they list on a public exchange.

Risk Level
Very High ★★★★★
Liquidity
🔴 Low
Min Investment
₹500
Ticket Size
₹10 (1 share)
Ideal Horizon
5+ years
Region
Global

📈 Historical Returns (Indicative)

1 Year
25–45%
3 Years
18–25%
5 Years
15–22%
10 Years
14–18%
20 Years
13–16%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — Pre-IPO / Unlisted Shares

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ High return potential over long term
  • ✅ Inflation-beating returns over long periods
  • ✅ Ownership stake in businesses

Disadvantages

  • ❌ High volatility — value can fall significantly in short term
  • ❌ Low liquidity — funds may be locked in for years
  • ❌ Short-term volatility
  • ❌ Requires research or active monitoring

🚀 How to Invest in Pre-IPO / Unlisted Shares

  1. Open a Demat + Trading account (Zerodha, Groww, Upstox)
  2. Complete KYC with PAN and Aadhaar
  3. Search the stock, place a buy order
  4. For SIP-like approach, use basket orders or smallcases

💰 Tax Treatment (India)

STCG 20% (held < 1 year), LTCG 12.5% on gains above ₹1.25L (held > 1 year)
Securities Transaction Tax (STT) applies on buy and sell
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
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