AF Applica Finance
Plan My Investments
19. International & Cross-Border Investing

NRI Portfolio Investment Scheme (PIS)

NRI Investments

RBI scheme allowing NRIs to invest in Indian listed shares via a designated bank account.

Risk Level
High ★★★★☆
Liquidity
🟢 High
Min Investment
₹500
Ticket Size
₹500–₹5,000
Ideal Horizon
5+ years
Region
India

📈 Historical Returns (Indicative)

1 Year
12–25%
3 Years
12–18%
5 Years
12–16%
10 Years
11–14%
20 Years
11–13%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — NRI Portfolio Investment Scheme (PIS)

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ High return potential over long term
  • ✅ High liquidity — can exit anytime during market hours

Disadvantages

  • ❌ High volatility — value can fall significantly in short term

🚀 How to Invest in NRI Portfolio Investment Scheme (PIS)

  1. Research and compare options on Applica Finance
  2. Open appropriate account (Demat, bank, or platform account)
  3. Complete KYC with PAN and Aadhaar
  4. Start with minimum investment; scale up gradually

💰 Tax Treatment (India)

Gains taxed as per applicable income tax slab or capital gains rules
Consult a tax advisor for your specific situation
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
← Back to All 502 Investments More Calculators →