12. Precious Metals & Commodities

Multi-Commodity Mutual Fund

Commodity Funds

Fund providing diversified exposure across a basket of commodities.

Risk Level
High ★★★★☆
Liquidity
🟡 Medium
Min Investment
₹10
Ticket Size
₹10 (digital gold) / 1g ≈ ₹6,000
Ideal Horizon
5+ years
Region
Global

📈 Historical Returns (Indicative)

1 Year
8–22%
3 Years
10–15%
5 Years
10–14%
10 Years
9–13%
20 Years
9–12%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — Multi-Commodity Mutual Fund

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ High return potential over long term

Disadvantages

  • ❌ High volatility — value can fall significantly in short term

🚀 How to Invest in Multi-Commodity Mutual Fund

  1. Research and compare options on Applica Finance
  2. Open appropriate account (Demat, bank, or platform account)
  3. Complete KYC with PAN and Aadhaar
  4. Start with minimum investment; scale up gradually

💰 Tax Treatment (India)

STCG at slab rate (< 2 years), LTCG 12.5% without indexation (> 2 years, post Budget 2024)
Sovereign Gold Bond interest: taxable. SGBs: no capital gains if held to maturity
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
← Back to All 502 Investments More Calculators →