AF Applica Finance
Plan My Investments
2. Exchange-Traded Funds

Gold ETF

Commodity ETFs

ETF that tracks the domestic price of physical gold.

Risk Level
Medium ★★★☆☆
Liquidity
🟢 High
Min Investment
₹10
Ticket Size
₹10 (digital gold) / 1g ≈ ₹6,000
Ideal Horizon
5+ years
Region
Global

📈 Historical Returns (Indicative)

1 Year
8–22%
3 Years
10–15%
5 Years
10–14%
10 Years
9–13%
20 Years
9–12%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — Gold ETF

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

  • ✅ High liquidity — can exit anytime during market hours
  • ✅ Inflation hedge
  • ✅ Safe haven during crises
  • ✅ Portfolio diversifier

Disadvantages

  • ❌ No income/dividends generated
  • ❌ Storage and making charges (physical)

🚀 How to Invest in Gold ETF

  1. Open a Demat account (Zerodha, Angel One, HDFC Securities)
  2. Search for the ETF ticker on NSE/BSE
  3. Buy during market hours (9:15 AM – 3:30 PM)
  4. Monitor NAV vs market price; check tracking error

💰 Tax Treatment (India)

STCG at slab rate (< 2 years), LTCG 12.5% without indexation (> 2 years, post Budget 2024)
Sovereign Gold Bond interest: taxable. SGBs: no capital gains if held to maturity
Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.
← Back to All 502 Investments More Calculators →