What are the historical returns of Digital Silver?

1-year returns: 8–22%, 3-year: 10–15%, 5-year: 10–14%. Past performance is not a guarantee of future results.

What is the minimum investment for Digital Silver?

Minimum ticket size: ₹10. ₹10 (digital gold) / 1g ≈ ₹6,000.

12. Precious Metals & Commodities

Digital Silver

Digital Metals

Online platform-based ownership of silver backed by physical vault holdings.

Risk Level

High ★★★★☆

Liquidity

🟡 Medium

Min Investment

₹10

Ticket Size

₹10 (digital gold) / 1g ≈ ₹6,000

Ideal Horizon

5+ years

Region

India

📈 Historical Returns (Indicative)

1 Year

8–22%

3 Years

10–15%

5 Years

10–14%

10 Years

9–13%

20 Years

9–12%

⚠️ Indicative historical ranges only. Past performance does not guarantee future results. Returns vary significantly across individual instruments.

🧮 XIRR Calculator — Digital Silver

Enter your actual investment dates and amounts to calculate your personal annualised return (XIRR). Use negative values for money invested, positive for money received back.

✅ Pros & ❌ Cons

Advantages

✅ High return potential over long term

Disadvantages

❌ High volatility — value can fall significantly in short term

🚀 How to Invest in Digital Silver

Research and compare options on Applica Finance
Open appropriate account (Demat, bank, or platform account)
Complete KYC with PAN and Aadhaar
Start with minimum investment; scale up gradually

💰 Tax Treatment (India)

STCG at slab rate (< 2 years), LTCG 12.5% without indexation (> 2 years, post Budget 2024)
Sovereign Gold Bond interest: taxable. SGBs: no capital gains if held to maturity

Disclaimer: This page is for educational purposes only and does not constitute financial advice. Returns shown are indicative historical ranges and not guaranteed. Consult a SEBI-registered investment advisor before investing.

← Back to All 502 Investments More Calculators →